I had a chapter 7 bankruptcy in Nov 2012. My home which was not part of the bankruptcy ( so I thought) has and is still current.
I have just found out that the payments are not being reported to the credit bureaus as my loan is not affirmed. I called my attorney and he tells me that he cannot reaffirm the mortgage thru the courts. I would like to get the mortgage back on my credit report? by lnsmkt_671_586 from Coram, New York. Feb 27th 2013
Tyler Whyburn (OklahomaMortgage)
#21 ranked lender in Oklahoma - 24 contributions
Your lawyer should contact the mortgage company directly to get the appropriate reaffirmation paperwork to you. If they are unwilling to do so, try to contact them yourself. Once you have signed the reaffirmation paperwork with your lender, you will need to take the documentation to the bankruptcy court to have them file it.
SHAHROKH CHARLES BEROKHIM (mortgageusa)
#87 ranked lender in New York - 68 contributions
hi;dont worry about having mortgage on your credit....you can always proof of timely payment by canceled checks...the only problem would be if this mortgage payment is the only credit line you have open. Is that the case?otherwise, dont worry....
Peter Savino (855411LEND)
#99 ranked lender in New Jersey - 332 contributions
I wouldnt worry about the mortgage reporting on credit, just make sure to stay current.
Andrew Alfonso (CashCow)
#43 ranked lender in Florida - 271 contributions
I agree with this guy for now ................dont worry about having mortgage on your credit....you can always proof of timely payment by canceled checks... Have those ready to submit and it will naturally show back up on the report once you start the loan process. That's for sure. Andrew
Ask our community a question.
Get an answer
Related Questions
