What is your credit score?
http://www.firstmortgage.com/
You need to work on repairing your credit as 560 is min. score required for a refinance rate and term and 600 for a cash-out transaction.
fix your credit first, at that low of a score the rate will be terrible if you are able to find someone to help you
I don't lend in LA but can work with borrowers down to a 530 mid score. I agree with the others here about fixing your credit. Contact a local lender or two for a referral to a legitimate credit repair co.
Best option is you current lender. Ask about HARP or HAMP Programs
The best option is your current lender. Ask for HARP or HAMP program
No lender is interested in taking a risk on someone with poor credit. Work on repairing your credit, and proving your are credit worthy first.
Joseph, depends on who your current lender is. Some of the lenders do not require a certain credit score if you refinance with them. I would check with your current lender to see if they have a min credit score if you stay with them. Good Luck
Are you late with your current mortgage?
Work on your credit first.
Lender overlays will likely kill any attempt at refinancing with your current credit score.
You'll never get it done even if someone tells you they can......it will end up badly. Repair your credit first. You'll be glad you did.
Private Money / Commercial Money LendingWaikoloa, Hawaii 96738Office Phone: 808-883-2747E-mail: J@KalaLending.comBusiness Description: We offer multiple types of funding starting at $100,000 and up, no maximum: * Commercial Real Estate Loans * Bridge Loans * Multi-Family * Office Buildings * Industrial * *Hotel / Motel Financing * Medical * Assisted/Independent Living * Warehouses * Franchises * Convenience Stores *Restaurants * Project Finance * New Construction * Equipment Leasing * Stock Loans * Portfolio Liquidations * Private Equity * Joint Ventures *Working Capital * Project Finance *Oil and Gas Financing *Renewable Energy Financing * Gold Mines *Churches*Credit Lines *Proof of Funds *Bank Instruments * Bulk REO's * NPN's/PN's
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