I am looking to refinance my current loan and put some money nt my house for upgrades. How soon could I get the cash?

Much more info needed.. but in general, when you apply for a cash out refinance, then you can close within 30 to 45 days.. once the transaction is finalized and recorded, then the funds are disbursed immediately.. This is assuming you're doing a "cash out" refinance.. if you are doing a renovation loan, then that process is much more complex.. the same 30 to 45 days apply, but the funds are not disbursed to you.. they are disbursed to your contractor upon their submission of invoices... If you want to know specifically what your options are, then you should contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

Generally, the average time for a lender to go from beginning to end (you get the cash), takes about 30-days.

5 to 6!weeks if you have all your paperwork in ASAP call tom Lantry603-231-7992