I am a Pastor in Kershaw County I have a credit score of 677 I want to buy a building cost $ 80.000 can I get mortgage

That will depend on a few factors like down payment and use. If it's for a church like you mentioned in your previous question it will be considered a commercial loan. I would suggest talking with a local bank in Chapin and see what they can offer you. There may also be some direct commercial lenders in South Carolina who deal specifically with church loans.

Like Sean said, you'll likely need a commercial loan unless the property will be residential and less than 4 housing units. The only other option is to possibly use a personal home equity loan or cash out mortgage on your home or another residential property you own. If a commercial loan, most lenders will want to see the financial records for the church: how long it has been in existance, receipts vs. expenses, cash reserves, etc.

All loans are reviewed the same way. We look at credit scores and history, income, assets, and source of funds for down payment. With all that, we decide if you can get a loan, and if so, how much of a loan... How much can you safely afford to pay back. If it all looks good... anyone can get a loan.