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How to get a home loan with a 590 credit score?

I have a 590 credit score and want to purchase a home is there any lenders in san antonio texas by broynwn88 from San Antonio, Texas. Apr 25th 2011 Reply


Chris Gummerson (cgummerson11)
#397 ranked lender in California - 648 contributions

Hello, There are lenders who can qualify with a 590 score. You cannot have any lates on any bills in the last 3 months. What type of program are you looking for? A conventional loan or a FHA type loan with less money down...Qualifying for a mortgage requires enough income, a stable job, no late payments, a minumum down payment and the ability to show you can close the loan, with the required funds for down payment and closing costs. Please give me a call and I can walk you through the steps to see if you can be qualified, if not, the reasons why you cant be qualified and how to fix it. Good Luck.

Apr 25th 2011
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Timothy Singleton (TimSingleton)
#55 ranked lender in Texas - 15 contributions

I have worked with many people that have had lower credit scores. What I usually hear from them is that someone referred them to a credit repair company that simply took their money and nothing improved. For most people there are areas we can identify that we can work together on to improve. I have had clients improve their score as much as 50 points within a couple of months. Give me call so we can talk about what we can do for you.214-733-6899.

Apr 29th 2011
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