Since there are no "Conforming" set of guidelines for land loans, then any lender who does them will have their own rules.. but for most, because land is so speculative, lenders will require large down payments.. typically 30% or more. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347
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