how many years after bk chapter 7 can apply for a loan

Hi there, fha allows for you to apply 2 years after your chapter 7 bankruptcy, conventional financing requires 4 years. We also have products that allow for 1 day out of Bankruptcy. Please Let me know if you have more questions.

We have programs that will let you play for a loan while in a chapter 13 as well as one day out of bankruptcy. However Fannie, Freddie & HUD are more strict and that can range from 2 to 4 years. We can also help you with credit repair or connect you with somebody that can. Email or call us! Team(@)Americachoicemortgage.com