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I have a home worth 250 I only owe 48 on it I have a new job I have not worked in 8 years been home taking care of disabled husband need house just in my name by Kathleen_kron597 from , . Feb 13th 2017 Reply


Craig Prickett (cpmtgnow)
#159 ranked lender in Florida - 98 contributions

your fine as long as we can document 954 558 4430

Feb 13th 2017
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Joe Metzler (JoeMetzler)
#17 ranked lender in Minnesota - 4,848 contributions

Work history rules for home loans come in two phases. First, you must have at least a two year history IN YOUR LIFETIME. Second, is that if you have been out of work for more than six months, you must be back at work at least six months for hourly or salary jobs. If it is self employed, commission, tips, or other variable type of income, you must be there at least two years. For home loans in MN, WI, and SD, visit me at www.MortgagesUnlimited.biz or (651) 552-3681.

Feb 15th 2017
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William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

Once you've been back to work for at least 6 months, and assuming you are salary or hourly, then you should be ok.. if your income is based on some sort of variable pay, ie.. bonus, commission, tips, etc.. then you would need to wait 2 years for most programs.. I'm a preferred Lender with Arizona and California being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

Feb 15th 2017
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