how long it will take to complete the refinance house

With a mortgage bank or broker generally 30-45 days. With a 'big bank', at least in my market, it can take up to 90 days. I recently closed a refinance client on a conventional 30 year fixed with an appraisal in 13 days but this is outside the normal range. The time can vary wildly depending on many factors. If you are in the southwest part of the country feel free to contact me and I can give you a better estimate. csparks@gencormortgage.com - NMLS# 195031 Thank you!

To answer this question we must assume paper work is in order, and the appraisal goes smoothly, Most banks are 30-40 days althought there are times that is will not go smooth and take longer. Who you choose as your loan officer can greatly effect the amount of time too. If I can help you please email me directly www. HOMEMORTGAGEXPERT.COM - Peter Savino

We are closing loan in less than 30 days. Providing you have all your income and asset documents.

You must be prepared up front to provide the documents needed that your lender has requested. A mortgage banker/broker can get this done faster (45 days) than a Big Bank (90+ days).

I think Charlie pretty much summed it up, really depends on who you are dealing with. Generally, roughly 30-45 days from when the lender has a complete application - sometimes longer for the major "bank" lenders.

The average time with most non-bank lenders is about 30-days right now. Most large banks are 60-days. Individual situations can make it longer or shorter. The better the cooperation from you, the faster it goes. For example, if your loan officers calls to ask for a new pay stub, do you get it to him that day, or a week later? www.Minneapolis-Mortgage.net

The speed at which you can complete a refinance depends on two key components: You and which Mortgage Consultant you choose. You have to be responsive in providing complete information in a timely manner and your Mortgage Consultant needs to be top-notch and someone who comes highly recommended to you.