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How long does the whole mortgage process take?

If I started an application and found a house all within the same week, how quickly should i expect my loan to be closed? I know it varies but i am moving so time is pretty important. by prenold7843398 from Empire, Ohio. Jun 16th 2014 Reply


William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

You should ask your loan officer.. he will have a better idea since he knows your exact scenario.. but in general, most files can be closed within 30 days or less after turning in all the documents and signing the original loan application and disclosure packet.. Some lending products take a little longer, like VA financing or USDA.. but even these programs can be closed 30-45 days.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Jun 16th 2014
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I agree. There are many factors and people but 30 days give or take.

Jun 16th 2014
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Dave Metsker (DaveMetsker)
#35 ranked lender in Oregon - 2,318 contributions

Expect 30 to 45 days.

Jun 16th 2014
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Tim Bradford (Tim Bradford)
#5 ranked lender in Ohio - 145 contributions

I agree with both of the people that have commented so far. This should be a question for the loan officer that you plan upon using.

Jun 16th 2014
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Melvin List (melvinlist)
#143 ranked lender in Florida - 124 contributions

Many factors are involved in the timeline but 30 days is a standard unless something unexpected comes up

Jun 17th 2014
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