how long do you have to have a job before you get a mortgage?

If you are in the same line of work as your study, then you can use your college for work history. If you meet the lender debt to income ratio, you would not have to pay off the debt. If the debt is large and makes your debt to income too high then you would need to pay it off.

So long as you're working in your field of study, you will have no problems getting a loan.. If you're not working in your field of study, then you would still be able to get financing, but you will need to explain to the lender your job gap. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

If we run you through automated underwriting, you should get an approval requesting 1 month of pay stubs. Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Jamie and I have been in the mortgage business since 1989. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you. Jamie Lynne - www.bartprequalifies.com - email Jamie@bartprequalifies.com - 800 315 8803