How long do I have to wait to refinance an FHA loan? I doubled my square footage, and now have equity.

I can help you after you've made 6 payments. If I can assist I'm with MortgagePro Inc in Nashville TN 615-586-0111

If you are going FHA to FHA, then you have to wait till you have made 6 payments.. if you are going FHA to conventional, you can apply anytime, but if you are looking to capitalize on the increased value because of the added square footage, then you have to wait 6 months as well.. With double the SF, it's possible you can go Conventional, and if you are currently paying MI, then so long as you have at least 20% equity, you wont be required to pay MI again. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

Depends on what you are doing. If you are going from FHA to FHA, you must make at least 6 payments on the current loan. If you now have a bunch of equity, you may have more attractive loan options. You may have 6 month waiting periods there too, especially if you wish to take cash out to pay for the improvements. Contact a local mortgage broker in your area for assistance. For situations like this in MN, WI, or SD, visit me at www.MortgagesUnlimited.biz