how long after foreclosure can i get a loan

The general answer is you must wait a minimum of three years. But, in a divorce, if all the late payments and the actual foreclosure can be documented to have happened AFTER the date the divorce was final, most lenders will disregard the foreclosure and you can apply today. If you qualify for a VA loan, lenders will look at you after two years. www.minneapolis-mortgage.net

As many have already referenced, 3 years is the standard waiting period for a foreclosure in order for you to apply for an FHA Insured Home Loan. What that really means is that it is 3 years from the date either the bank took back the home or was sold to another buyer. 3 years from foreclosure does not mean from the file date. The key to any derogatory credit item is documentation...documentation...documentation. Make sure to have all your paperwork ready for the home loan process. If you are ready to take the next step, please complete a secured online application and my team would be happy to assist you. Happy Monday!

Yes it depends on the Lender, Also the credit availability that has been established since your since your divorce.

Yes. You should be able to realize the American Dream once again. Restablished credit is the key. I can help with a free credit report and even counseling if needed.Feel free to call me @ 260-249-5922, to take the next step to home ownership.Eric

The real answer is yes, once it's been 3 years minimum from foreclosure completion. Must also qualify based upon credit/assets/income -- the normal stuff. It's not too soon to find out exactly where you stand -- to take the right steps as soon as you can. The worst thing you could do is put trust in someone that does not know the rules and proper steps...

3 years for FHA, but you must have re established credit and have sufficient scores.. contact a local mortgage broker, not a bank, and apply with them... they have access to numerous lenders and can find the right one for your particular scenario... WilliamAcres.com

Yes, it is possible. Being almost 3 years from the date the foreclosure, you are nearly ready. Connect with a local Mortgage Banker/Broker to make sure your credit is loan ready. Use a Mortgage Banker/Broker rather than one of the big banks. Unlike a bank employee, who is most likely just an order taker, a Mortgage Broker/Banker is Trained, Tested and Licensed in all aspects of Mortgage Origination. He/She will have access to loan products of many lenders, not just those of one bank, and can properly guide you. But more importantly, He/She is trained to take a look at the various different options available to you and guide you into the one that makes the best sense for your situation. Don't forget to check out your selected Mortgage Originator at the National Mortgage Licensing System at www.NMLSConsumerAccess.org ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com

Yes possible, contact us for further info jffdbridgeinc@live.com