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how long after a short sale can a veteran apply for a va loan?

by cooperjohnj389110 from Carbon, Texas. Apr 24th 2015 Reply


Phil Dumouchel (PhilDu)
#32 ranked lender in South Carolina - 2,249 contributions

VA does not have any specific guidelines but expect any underwriter to review all aspects of the application very closely. I am working on one right now. If the previous loan was VA and you had any defiency covered by your entitlement it could reduce the amount available to you and lower the amount you can borrow on any new mortgage.

Apr 24th 2015
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Ron Pippin (RonPippin)
#26 ranked lender in Utah - 158 contributions

Short answer. 2 years.It will depend upon whether the previous loan was a VA or not. If it was, it could affect the "entitlement" which will affect how much of a VA loan you can get, or if you can get a VA loan at all.

Apr 27th 2015
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