how do you determine how much to add to par pricing for each one point in rebate pricing?

There are lots of variables depending on the type of loan, the borrower qualifications, the day it is priced, etc. Sometimes 0.125 in rate = about 0.5% in rebate, others it is much less, or much more - as much as a full 1% for 0.125 in rate. Ask your preferred lender or give me a call and let me earn your business! Phil Dumouchel 843-343-6383 pdumouchel@primelending.com http://pdumouchel.primelending.com

Check with your lender, or the lender rate sheet.

Confusing??? are you a loan officer asking this question or a consumer?? if your an LO, then It really depends on where the "Sweet Spot" is for pricing.. typically the bond market is more favorable to a certain note rate, and pricing reflects that.. if you move up or down from there, it's could be drastically different.. look at your price sheets that your lenders issue daily and you can see for yourself. if your a consumer, then the explanation would be rather lengthy.. more lengthy than this post would allow.. however, there is no set standard such as Phil pointed out.. your loan officer will look at where the best pricing falls for that particular lender your using and price your loan accordingly.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

As a consumer... It is difficult. There really is no exact guideline. it depends on how interest rate pricing comes out everyday. You really need to be in contact with your loan officer each day to see where it lands on that particular day.