How do the guarantee fees affect mortgage rates?

As you would expect, higher g-fees will equal slightly higher rates...40 or 50 basis points will be aborbed by the consumer so that will translate into about 4-5 tenths of a percent higher.

mJust another way to raise taxes on the middle class without coming out and stating "We're raising taxes on the middle class", cause God knows, the current administration doesn't want to come out and say.. "We have to raise taxes".. not real good for campaigning!!.. Since Fannie/Freddie are both being run by your federal government, any increase decision is effectively made by the government... As Larry Bennett stated.. It will eventually turn out to be an increase in the interest rate that ultimately the borrower pays.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com