How do I qualify for a VA loan?

If you are still active, have been in the military for at least 90 days during war time, or 181 days during peace time, or 6 years with reserves, or have a spouse who was KIA, or if you are no longer active military and have an honorable discharge, you would qualify.. You will need our DD-214 (discharge form).. And you need a VA Eligibility Certificate, which you can order online.. here's a PDF file that gives you instructions on how to do it......http://www.benefits.va.gov/homeloans/documents/docs/veteran_registration_coe.pdf I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Being eligible for a VA loan doesn't guarantee you'll secure financing, but the program continues to help hundreds of thousands of deserving borrowers each year. Check out this post about VA loan eligibility here: http://www.veteransunited.com/valoans/va-loan-basics-eligibility-requirements.

Usually the lender will request your Certificat of Eligibility for you but as back up in the file the DD214 is needed. As long as you have sufficient "entitlement" from the VA you are eligible for VA mortgage financing, but qualifying for the payment and meeting other criteria (set by the VA or the lender) is a separate process. I'd be happy to check on it for you. Click my name and it will give you all my contact info.

As mentioned in other answers you will need a VA Certificate of Eligibility and your DD214. I would suggest you contact a local mortgage professional. They can help you with your particular situation and help you get the Cert of Eligibility. Good luck. Linda

Hello D Simmons. Determining your VA eligibility is a pretty simple process and usually just requires a DD-214 and Certificate of Eligibility. I am a mortgage banker in Austin, Texas and am availabe to assist you with this. Please call (512)381.4657 or visit www.chrissamples.com. Thank you and Happy Holidays!

After you find out you are VA eligible...because you served enough time & you had an honorable discharge...you qualify like anyone else...except you do not need a down payment....first make sure you go to a lender who is approved to do VA loans. (LIKE ME!)~cheers

All you mortgage guys soliciting this person's business may want to start including your NMLS numbers in their replies. They are cracking down on it and violators are being prosecuted!

Your time in service determines your eligibility. The information will be found on your DD214