How do I qualify for a HARP Refi before December 2018.

Start by checking the fannie mae and freddie mac sites to see if your loan is eligible. https://ww3.freddiemac.com/loanlookup/https://www.knowyouroptions.com/loanlookupIf not, there's plenty of other options available. Feel free to contact me anytime to go over some. I'm very quick and accurate at what i do, so we can see if there's anything of benefit for you within minutes. Mahalo!Sincerely, Kiyoshi(619) 822-2407

There are two main criteria. You got your current loan prior to June 2009, and that existing loan is either owned by Fannie Mae or Freddie Mac. Uunderlying ownership, and how you make payments to are two different things. You can make your payments to some bank, and Fannie or Freddie may still 'own' your loan. For HARP loans in MN, WI, and SD, visit me at www.HARP-Refinance-MN.com

HARP loans are only for loans initiated prior to June of 2009 and are currently owned by Fannie Mae or Freddie Mac.. you can search for HARP Lookup Tool.. and only put your info in or Fannie or Freddie's website... (lots of 3rd party lenders try to trick you).. You also have to have been making your payments on time.. But, realistically, most folks have enough equity to refinance without the need for HARP.. which is why the program is being discontinued.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

If you are still curious about getting a HARP refinance, and wish to speak with someone on Oahu, please give me a call.Aloha, Alan.Hawaii Mortgage Company988-6622