How do I obtain refinancing on a commercial property which is mixed use?

The best source for commercial financing is www.scotsmanguide.com It's a website that is dedicated to commercial financing. You can do a search for lenders who will allow you particular scenario.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

I am a lender in Ohio and there is a chance that my experience will not apply to you in CA but I recently had a deal that was mixed use and the only way to get it done was to go to a local bank who would "hold" or "service" the loan in-house. Good Luck

In NJ you can refinance a mixed use property using an FHA loan. The catch is you must be residing in the building and the residential portion must have greater sq. footage than the commercial.

I am a commercial lender and your question is too broad to answer. There are a lot of parameters to consider. First is how much is the loan and what is the loan to value. If the loan is under $750,000 or over $5,000,000 there are entirely different loan qualifications. Under $500,000 is usually a portfolio loan best handled by a local bank. Each institution has different guidelines, but generally if the mixed use is not an issue as long as the property has an adequate DSCR. I could write a book of what ifs. It is better to give more information or contact me directly so Ican fully answer your question and give you a range of rates and fees.Louis@fbcfunding.com