How do I know if a particular townhouse community in CA is approved for a HUD purchase?

True "Townhouses" are nothing more than a single family home and the financing is no different.. The problem is that some properties are listed as a "Townhouse" but in actuality, they are condo's.. and for condo financing, the project must be on FHA approved condo list to qualify. Here's the link. https://entp.hud.gov/idapp/html/condlook.cfm If you look at the tax records and legal description of the project, you want to look for anything that has to do with a condominium rider, if you see one, then it's more than likely a condo.. if you find a PUD (Planned Unit Development) rider, then it's a real townhouse and financing is fairly straight forward. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

Have your agent check the property code...condo use or PUD as William indicated..that you let you know what you are dealing with and apply the appropriate financing. Feel free to contact me for more information if needed. 562-254-5616.

If it is NOT a condominium there is no issue as long as the loan amount will be within the FHA limitations. Townhouse is a style of house, not a type of ownership, condominium is different and can make it much more difficult to finance