Unless you have cash, the first step is to get pre-approved with a local lender like myself. A pre-foreclosure is generally not officially listed for sale, so you'll need to either personally make contact with, or have a real estate agent make contact with the owner to see if they even want to sell, then make an offer. If you can not find or contact the owner, there really isn't much of anything you can do until the home falls into actual foreclosure, and the bank puts it on the market. (651) 552-3681 www.Joemetzler.com
More info needed.. but if you are asking about a home that someone has abandoned, but it has not yet gone into foreclosure, but the lender cannot find the homeowner.. then in this scenario, you cannot purchase it unless you can buy it directly from the homeowner, or wait till the lender forecloses, and then it get's marketed for sale,,, then you can make an offer.. But in all situations, until the property forecloses, you will need to deal directly with the homeowner or their agent.. if the home does foreclose, then you cannot purchase it from the lender directly.. the law says they must fairly market it, so it will be offered up for sale to the general public... you will have to make an offer and hope it get's accepted.. I'm a preferred Lender with Arizona and California being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893
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