How can i get my FICO moved from 605 to 620?

We would actually need to see the credit report, it could be something simple like paying down a credit card or removing something from your credit. But you would have to provide a copy of your report for someone to give you specifics. I would be happy to help you contact me at 203-858-1401.

I agree with the other answers- the one tool I have at my disposal is called credit assure-This allows me to look at your credit report and it will give me exact details of what is needed to be done to improve your scores, which comes directly from all three credit bureaus. This is the most accurate way to get your scores increased. If you are interested in this no cost program please contact me! 678-381-2264

There are several ways to get your score increased. I would need to see the report to tell you specifically what you would need to do, but I always welcome the challenge. Feel free to call on me at 866-901-3576. By the way,why do you need a 620 score? You should be able to get financing with a 600 middle credit score. If you find this helpful, please click the "Thumbs up" below. Thank you, Patrick McCarthy, 614-395-2393

General rule of thumb with credit, keep all balances under 40% of the credit limit. Use 400 or less of a 1000 credit line. Pay on time, keep accounts open and in use, dont close accounts. Pay off any derogatory, or in collection accounts. Move any high interest, high balances to 0% introductory cards to save on the interest and pay them down faster.

Making sure that your revolving credit balances are below 50% will help your score. Keep in mind that disputing any credit information while you are applying for a home loan will create a problem with the automated Direct Underwrite results.Wendy