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How can I get my credit score from 540 to 620 in 12 months

I'm looking for purchase a new home within the next year and my current credit score is 540, I would like to get it to 620 before I start looking for a home. What is the best way to go about in getting my score up quickly?Thanks by tish66 from , . Aug 11th 2009 Reply


Debra Clark (Debra Clark)
#146 ranked lender in California - 42 contributions

If you have any lines of credit open that are near there credit limit just paying those balances down below half of your available credit will greatly increase your credit score.It's just one tip but if you need some honest advice you will have to provide us with a little more information first.

Aug 12th 2009
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