Yes you can get a home equity loan if you are above the age of 62 with a Home equity conversion mortgage or HECM reverse mortgage. If you are feel free to get in contact with me. You can also obtain a mortgage if you have another party on the loan with scores above 580. If not I'd be glad to get you in touch with someone who can help you with credit repair. My job is provide solutions and turn a no into a yes!
Unfortunately you most likely can't through standard channels. You may be able to find a "hard money" lender that will help you, but you must be very careful in determining that you are dealing with a reputable source and I would advise having an attorney that you trust involved to protect your interests. I am always happy to assist whether I work on your financing or not; So if you need more information, a pre-qualification, or a competing rate quote you can go to my web page and use my live support button to discuss or get advice on anything at all with me. Web Address is: http://www.loansfromrob.com/quote/ Email is rhanson@gladewaternational.com and direct phone is 240-752-7549. Good Luck -- Rob Hanson
Unfortunately, Rob is right - with that credit score you are not going to find any mainstream lender willing to loan you money. Your only option is probably a finance company - but be very careful what you agree to. Get legal advice if you are not sure.
Correction: Another party on "TITLE" with a score above 580.. who can take the loan out in their name.
You may be able to get 40% to 50% of the value from a private lender.
Ask our community a question.