how are how are home appraisals determined in consolidation

You need to be more specific on your question.. debt consolidation? forbearance ?? linda

Home appraisals are not supposed to be any different for a refi vs. a sale, but the reality is that they are.. When you are selling your home, the appraiser gets a copy of your sale contract.. he knows what it's being sold for.. and he tries to justify the sale price.. but when your refinancing, he knows that the estimated value on the appraisal order was estimated by the home owner, which is usually high.. so he disregards that value.. the process for valuation is not any different, but typically, appraisers do not work as hard on refi's vs. sales.. Sad, but true.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com