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Additional details of your I'm approved by the Bank of America for a mortgage loan for $ 77000 I have a good credit restored and have a debt and payment arrangement to irs for $ 21000 including payment for the year 2015 Bank of America asks me a letter from the irs Surender means that the bank will ask irs cede the first-in link of the property and this requires minimum of 6 weeks if the request is approved and I have 3 months trying to meet the requirements of the bank which incidentally are very strict I'm desperate and not know what else can I do have the credit and money am employed 1099 title is ready to close you know some lender to make loans as small in miami in my current conditions by tiviwiccar230 from Opa Locka, Florida. May 16th 2016 Reply