HARP Refinance question

Yes you can. But depending on how much equity will determine if you should use HARP or just a conventional refinance. Best bet it to contact a local mortgage broker, not a bank, and have them look at your particular scenario. He will be able to put you into the right loan for your particular situation. WilliamAcres.com

There are no restrictions regarding equity in a HARP refinance, BUT... Chances are if you have equity, there are better pricing options available to you by not using HARP. Working with a seasoned local Mortgage Banker or Mortgage Broker, will allow you to compare all of your options and select the plan that works best for your situation.

Yes, if your loan is Fanie Mae owned, your properrty may qualify for no appraisal necessary.contact a local mortgage company in your area