HARP refi help

Investment properties are eligible under the HARP guidelines, With that said, not all lenders are fully participating in the HARP program at this time. Many are now just starting to roll it out, or will be soon. In MN and WI, visit www.HARP-Refinance-MN.com

Good Day! I am licensed to originate loans in California and Arizona so I do not do loans in Texas but Mr. Ron Litt does. Ron works for a mortgage broker "Open Mortgage". Call Ron at (281) 961-4570 or email him at ron.litt@gmail.com Be sure to tell him Korene sent you.Good wishes to you! If I can help you with anything else, please, feel free to contact me directly.Korene L. Clopine-SeamanNMLS# 218520Senior Mortgage OriginatorAZ License # LO-0916745CA License # DOC-218520"You can leave me a Loan"(R)Referrals are the cornerstone of my business... I Thank You for them! NMLS# 3233AZ-Mortgage Banker License #BK-0903998W J Bradley Mortgage Capital LLC.9237 East Via De Ventura, Suite 100Scottsdale, AZ 85258 USADirect Phone: 623-340-0934 Fax: 623-218-1807 or you can check out my websitewww.klcsloanteam.com

That is a risky loan and many investors are opting not to do the HARP loans on investment properties. In addition, many lenders are capping the loan to value on loans outside of their own portfolio. Your best bet is working with your current lender. Hopefully, they are originating loans. Best of luck! Karen Mansfield, Mission Hills Mortgage, 707-363-3689. I am licensed to originate loans in California.

At the moment, LTVs above 150% are being restricted by most investors (lenders) to only those borrowers that are currently owned or serviced by them. If you are looking at 160% LTV, I would start with the bank that you currently make your payments to. If they cannot or will not assist you, then be patient. It seems like each week another crop of investors (lenders) jump into the pool creating additional flexibility. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com

I would contact a mortgage broker in your state to help you with the HARP 2.0. Lenders are placing their own overlays on the HARP 2.0 program which is why you will have better luck with a mortgage broker who is able to shop your loan out with many different lenders.I only lend in Florida!