Harp 2.0 Refinance with LPMI (Radian) in MICHIGAN

If you have not already, you should contact a local mortgage broker.. there are many lenders out there who are doing HARP loans and transferring your lender paid mortgage insurance is not an issue... so the best advice I can give you is to contact a LOCAL mortgage broker, not the local "Big" bank, and certainly not one of those 50 states internet lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Wells Likes to hold onto the loans as long as possible it seems. doing a modification with Wells - chase - Bank of America can give a person a heart attack. Send me your contact info and I will run over some details with you and see what your options really are. Thank you

I can help you with this no problem. This is Jack C from Dependable Mortgage, Inc. Brighton Michigan 48116. Call me at 734-395-9027 any time, this is my cell.

Please call me - 248-498-2837

The biggest problem you have is trying to work with one of the big banks. Don't do that. I keep preaching to avoid them except as a last resort. There are other solutions out there. Start by contacting a local Mortgage Banker /Broker. We are better equipped to handle these programs. Each file has it's own unique circumstances and the big banks only want to use the cookie cutter approach. Whomever you choose to use, don't forget to check out your selected Mortgage Originator at the National Mortgage Licensing System at www.NMLSConsumerAccess.org ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com

I just wanted to add that I have several lenders that use Radian and do the Harp 2

I have the same situation, but my loan is with Chase, but my LPMI is with Radian. I even have the form that Radian uses to do their modification of the LPMI - I sent it to a Chase representative and thought I was actually going to get somewhere but he ended up coming back and saying not now....hopefully in a few weeks they will add more features, try back end of April. I tried with another lender but they want to requalify me and my husband is self employed, so apparently we can't qualify now. I don't get that...we are able to pay a higher amount why would we not be able to pay a lower amount? I'm in Florida, anyone have any suggestions for me??