Harp 2.0 Refinance with High LTV - Atlanta

The HARP 2.0 program does allow for unlimited LTV, however the golden rule.. He who has the gold rules... applies here.. The lenders (those with the $), can set their own guidelines, and often do.. The good news is that there are lenders out there doing unlimited LTV.. if they haven't reached your area yet, they soon will... if you want to know for sure,, you should contact a LOCAL mortgage broker, not the local "Big" bank, and certainly not one of those 50 states internet lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Contact a local Mortgage Banker/Broker, rather than one of the big banks or big national mortgage factories. Unlike a bank employee, who is most likely just an order taker, a Mortgage Broker/Banker is Trained, Tested and Licensed in all aspects of Mortgage Origination. Most Mortgage Bankers/Brokers have access to investors that follow the HARP guidelines with no or minimal overlays so it is likely that they have an investor with higher or unlimited LTV caps like we do, but unfortunately, we don't lend in GA. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com 888-889-9950

Cathy,There are very few lenders out there that will go above 105% LTV. You can do a Harp @ 125% but honestly I do not know of any lenders out there that will allow that especially for Investment properties.

I offer Fannie HARP loans over 125% for investment properties and would be happy to discuss further. Briggs Cline 404-303-7411 www.buckheadhomeloans.com

Hi; we can do NOO with unlimited LTV for all types of properties with this investor..do u know that lender u were working with what the DU findings were when they ran DU findings? if an property inspection waiver was eligible etc? If you'd like to call, I would like to ask you some more questions to better qualify your scenario.. (Mike 703 505 5300) NMLS 754875..lending nationwide

I need to know what your loan amount would be.. approx... It makes a difference on who can do the loan, and who is your current lender? there are a lot of lenders out there , that are not doing the harps... I know, i have a few loans on my desk, that all was well last month but not this month ... linda

Unfortunately just because the government created the program does not means that investors will do the loans.Mostt Banks will ony refinance the loans that they are servicing what it means is that they have less competition so they can charge whatever the want.There was a very good article in the wall stret journal about the reality of this program.http://online.wsj.com/article/SB10001424052702303410404577469050569661724.html?KEYWORDS=harp+programIf you need additional information you can reach me at itaboada@phoenixglobalmortgage.com

I wish we were licensed in your state as we could do it, so if we could there has to be someone on our panel that can