If you did not apply for a loan, DO NOT respond to this individual. *****SCAM ALERT***** This individual is attempting to get your personal information to perpetrate a crime on YOU. If you are concerned about your credit file being compromised, the attached link will walk you through the process to Lock your credit file. This action will not allow anyone to check your credit without your knowledge thus safeguarding your credit file. http://www.clark.com/credit-freeze-and-thaw-guide Now, you are allowed (by law) to have access to one credit report from each of the 3 credit bureaus once per year. Best to check one first and then every 4 months, check one of the remaining bureaus. They do not provide a credit score for free and it is not necessary to get a credit score, but to use it to check all of the inquiries and trade-lines. go to https://www.annualcreditreport.com/index.action All the best, Scott.
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