Absolutely Bill! There are down payment options from 3% down and even nothing down depending on circumstances. Give me a call anytime to discuss at 480-376-2191.
HI there, Sure you can get into a home with 10% down or less... A mortgage is unique like you and it's best to chat with a lender to see what you qualify for. I'm a local lender in Las Vegas and have over 20 years experience. Let me know if I can help you, Bill. 702-326-7866 Aundrea
USDA is 100% financing if you are purchasing in a USDA defined area.. VA allows for 100% financing, but you must have VA benefits available to you.. Conventional allows for 3% down if you are a first time home buyer.. otherwise, it's 5% minimum.. Fha allows for 3.5% down.. If you get with a local mortgage professional, they would have advised you that 20% is not necessary.. and most financial planners will advise you it's not wise to put more down.. "Cash is King".. so the more you can keep in your bank account the better.. I'm a preferred Lender with Arizona and California being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893
Good credit and a 10% down payment is more than enough in most cases. There is more to loan approval besides credit and down payment, so contact a local mortgage broker with your personal details. But you are off to a great start!
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