getting VA refi even though VA eligible spouse passed away
husband passed away in 2012. it has been a miracle that the mortgage is still goig and i'd like to keep it that way but the monthly payment is a little too high for me. since i have a VA loan out now (got with my husband but my name is on the mortgage itself), can i do a VA refinance as well? by lara.n79486239 from Northfield, Massachusetts. Oct 7th 2014
William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions
So long as you have not re-married, you would be eligible as a "Surviving Spouse". you would still need to meet all other eligibility requirements such as credit, income, DTI, etc.. but yes, you can still use his benefits if you have not re-married. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com
Jamie Lynne (nationwidelenderforyou)
#137 ranked lender in Texas - 576 contributions
My condolences on your loss. You should be able to apply as a surviving spouse as long as you meet the requirements for a refinance or IRRRL.Let's discuss your VA loan scenario in more detail. Contact me at 800 315 8803. My name is Jamie and I am a proud vet that has been offering VA loans since 1989. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you. Jamie Lynne - Lending Nationwide Since 1989 - jamie@bartprequalifies.com - www.bartprequalifies.com
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