First time, clueless home buyers.

Hello, If you have questions, please call me direct at 260-602-9136. I can also take your application over the phone.

I would hate to say any case is easy, but you should have no problem qualifying with me! www.phmc.com/coreyvandenberg All the benefits of an online lender, easy application, upload of documents, etc., with a real live human in the state of Indiana on the other end. Give me a call, email, or apply online and I will get right to work helping you...

Buying a first home can be confusing.. so it's best you get with a qualified loan officer. Try to stay away form the loan big box banks.. typically, they are merely application takers. not loan officers.. if you have any issues or questions, those people most likely wont be able to answer you.. The best advice I can give you is to contact a mortgage banker/broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with a Banker/Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the banker/broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the big box banks. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893