Financing options for a property with 2 houses on one lot. 1st is 1998 manufactured home, 2nd is 1976 singlewide used as a rental?

In my experience in 10 years of mortgage lending, I have never seen a lender that would take a property with 2 manufactured homes on the same parcel. Sounds like a portfolio loan to me.

There are no conforming loan products that allow for 2 MFH's on the same lot to be secured with one loan.. It's possible a local lender/credit union/community bank might do something for you, but I'm pretty sure not even a hard money lender would unless they lend solely on the land value.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347