Everything about our refinance is fine, except that our property is a hobby farm that is on 45 acres, and we're getting declined because they cannot sell our loan in the secondary market. What are our options?

I would call me and let me turn it into my bank they don't have to sell the loan if it's good and can just hold onto it. Just need to get your info on it thanks

There are several potential options, here. If you qualify without any farm income you should be able to get it done conventionally as long as the appraisal is solid. I would be happy to discuss the options with you if you like.