Escrow account on my current loan,closing on harp 2 tomm.

Escrow accounts can be confusing. But generally speaking, your new lender needs to collect enough at closing to start your escrow account. The amount is pro-rated based on when taxes and insurance are due. Any money amount in your current lenders escrow account will be REFUNDED to you shortly after closing. Be sure to watch for that check in the mail.

if its the same lender the can do an escrow credit, if not you will have to create a new escrow account and wait 2-4 weeks for a refund check in the mail from your old lender...