Does having a Harp loan effect the sale of one's home

The type of loan you have on your home should have no bearing on the sale of your home so long as you have sufficient equity to sell and pay off the full balance. If not then you would have to get your lender to agree to a reduced payoff *(Short Sale).. this could be a turn off to some potential buyers since you would need your lenders permission before the home could be sold. If you do end up selling and need help with the financing of your next home, i'd be happy to assist. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

It does not. As pointed out it would be preferred if you could avoid the process of a short sale. Feel free to contact me.