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Does a BK7 mortgage have to be RE-AFFIRMED to get a Harp 2.0 refi?

by jaymie_409_582 from Seattle, Washington. Oct 6th 2012 Reply


Travis Torcoletti (travis.torcoletti)
#0 ranked lender in South Carolina - 372 contributions

Yes and you better have good credit and no late payments or else it will get declined.

Oct 6th 2012
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Equitus Mortgage (EquitusMortgage)
#63 ranked lender in Washington - 39 contributions

Yes your mortgage has to reaffirmed to get a Harp refinace

Oct 6th 2012
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Michael Mullin (TheLoanConsultant)
#46 ranked lender in Washington - 12 contributions

HARP eligibility rules can be found here - http://www.seattleharprefinance.comIt's going to be tough as guidelines state no late payments within 6 months. Best bet, if it's even possible, will be to get payments current for the next 6 months and then apply with your existing lender. They'll have more flexibility in an issue like this than another lender.

Oct 6th 2012
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