do you offer home equity loans to people who had a bankruptcy 4 years ago?

That should be possible. Contact your local bank or credit union to see what they offer and what their actual lending requirements are for Score, Credit History, and Equity. Good Luck!

It will depend a lot on your other qualifications and how much you want compared to the current value of your home. A local credit union or community bank are likely to be the most flexible. Good luck!

As long as 1) you do not have any late payments or collections within the last 12 months, and 2) you have re-established credit after the bankruptcy; then yes, it can be done. You may have better luck with a broker than a bank. Credit unions may offer good terms as well.

Yes, with your current good credit and income, we would be happy to help you.