Do you offer Bank Statement Loans in Pennsylvania?
Sharon Duffy (sduffy)
#70 ranked lender in Pennsylvania - 595 contributions
Unfortunately, those days are a thing of the past for a typical mortgage. Is there a reason why you can't document income?Give me a call maybe I can help you.Sharon8563243608
Tax returns make it look as though we don't have income from my husband as he is self employed. 1099 is 52k and I have 30k for a total of 82k. Current mortgage is about 11k in interest per year and his truck expenses really decrease his income. My income is non taxable. I have excellent credit (FICO 757) pay our mortgage and always have (house is in my name). His credit score is FICO 685. That is why we are looking for a stated income loan. We have sold our current house and have offer on another. New house will have 20% down as well as closing costs. Also taking 10k from savings to do a seller assist on this home which is a USDA by buyers. They want to close on 10-14-14. Thanks, Katherine
Dave Metsker (DaveMetsker)
#35 ranked lender in Oregon - 2,318 contributions
Bank statement and stated income loans are now available for rental and commercial properties. Owner-occupied loans still require verified income.
Bill Cook (loanpro)
#667 ranked lender in California - 48 contributions
We offer those loans . 12 months persoanl or business statements. Our program requires a 720 score but may be lowered.
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