do you have any programs that help people refinance with a bankruptcy that dicharged 1 1/2 ago

Really depends on what kind of bankruptcy (Chapter 7 or 13) and other details, plus the type of loan you might for. HARP or VA are the most flexible followed by FHA.

2 Years is likely to be the minimum for FHA Insured Loans, but you may have a potential look via a Manual Underwrite if you have unique circumstances that fit their guidelines for an exception. Check with a local mortgage professional on what they could offer you for options.

Chapter 7 or 13? I can make a difference. Give me a call 16/7, or email me your phone number so I can call you, and I'll be happy to walk you through the process. To learn more about me and our mortgage brokerage, click on my picture. When the next page pops up, click on "Website" and you will be redirected to ours. We work exclusively in CA and get loans done fast, typically in less than 30 days, at low interest rates and costs. Representing 46 quality lenders that offer more than 1,000 loan programs, we definitely have something for everybody.

Not enough information... Chapter 7 or 13? Contact a local mortgage broker in your area. Let them get all your information to determine if you can refinance today, or if you need to wait awhile.

i have one 1 day discharged out of a 13 ,and 6 months out of a chapter 7