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do you charge the borrower fees for services? I assume you are paid from the lender. please confirm that no fees for credit counseling or credit repair or removal of neg. items,from credit report. also that your lendersdo not apply similar charges.

Does you co.or do your lenders require that the borrower participate in classes or training ? How about removing neg. items from creditreports ?Any fees that are attributable to the borrower ? Any undisclosed costs ? by cjwgro_375_443 from Tulsa, Oklahoma. Aug 29th 2011 Reply


Craig S. Spaulding (togabroker2@yahoo.com)
#54 ranked lender in New York - 18 contributions

Hey there Tulsa ! I can only answer for my company- Your only out of pocket expense is for your home appraisal, everything else is added to your mortgage payoff and ammortized. The appraisal fee for a single family residence in Oklahoma is typically $375. I'd like to correspond with you and discuss your specific situation. Then I can give you a detailed answer that applies directly to you.Please e-mail me your thoughts and concerns and I will get you the answers you are looking for.Thank You,Craig S. Spauldingtogabroker2@yahoo.com

Aug 30th 2011
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Leonard Volodarsky (nyfha@yahoo.com)
#55 ranked lender in New York - 14 contributions

Hello,I am a mortgage banker. Having been around a long time, I understand how credit is compiled and how it is effecting borrowers. When someone applies for a mortgage with me, I evaluate their credit report, and if warranted, make detailed recommendations/suggestions on the steps to take to correct and improve their reporAll recommendationsions and suggestion are based on my experience with credit bureaus and reporting. I know what it takes to better one's credit and am willing to help.I do NOT charge anything for such recommendation/suggestion, and gladly do it to help.Hope I answer your question completely and am wishing you all the best.Leonard

Aug 30th 2011
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