Do not quallify for HARP, 130% LTV,can i still get loan,with little money down?

Are you looking to buy or refinance? Please call me at 608 662 0860 Aiman Abozeid Inlanta Mortgage NMLS 237450

Hi Philip, if you are trying to get a refinance and you don't qualify for HARP your only other options is if you have a current FHA or VA loan. When you say with little money down, are you asking even though you are upside down if you put some money down will it help to refinance? If so, it would have to be enough to make up the difference between what you can get approved for and what your balance is. I would suggest speaking with a loan officer and having them go over your what options you may have. Best wishes, Sean

If your current loan is not eligible to refinance under the HARP guidelines, then the LTV will be maxed out at 95%-100%.Feel free to give me a call as I may have a few other ideas to get your mortgage back to where it should be. Click on my logo or go online for an application and I will call you.

If you have an FHA loan, VA loan, or USDA loan - those programs all offer a no appraisal refinance.

As others have stated, unless your loan is currently a VA, USDA or FHA loan, then there is no loan product out there that will allow you to refinance if you are underwater.. If HARP 3.0 ever passes, then this loan product might help you, but when and "IF" it does, we wont know for sure.. stay tuned.!!! I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com