Do I qualify for the Harp 2.0, and if so who can I call? I have had no luck w/ BOA only because of lpmi.

Assuming you qualify based on the May 2009 deadline, use Find a Lender on this website. Make certain that you tell them up-front that you have LPMI so you are not wasting your time. Although it's very simple to refinance under HARP with LPMI, many lenders have chosen not to participate.

Your problem is that you chose to use BofA. There are many investors that will accept the transfer of Lender paid MI. True, it can be a little more complicated, but the truth is the big banks don't want the hassle. All they want are the easy "cookie cutter" deals. Find a local Mortgage Banker/Broker in your area and work with them. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ Licensed in California and Arizona ~ www.LoansA2z.com 888-889-9950

If your loan was done before 2009, you can qualify for HARP. We do allow mortgage insurance transfers. Call me to discuss further.Thanks, Simon

If the last loan you had on the property was before June 2009 then you're good call a lender411 loan officer to help you. Having LPMI is not your problem at all and the long can easily be done.

I don't lend in NH but you are getting good advice here! I'm sure you will find a lender411 loan officer that can help you. Charlie Sparks, Albuquerque, NM - NMLS# 195031

if you have no luck with your harp, i mgiht have a alternative solution for you .. i work with a lot of private investors, and they are not the hard money lenders... linda i have been able to refer quite a few folks to them... linda yourloanpartnerforlife@live.com

LPMI, in and of itself does not prevent you from refinancing under HARP. With that said, it does present extra challenges. Simple contact a different lender in your area and try again. www.HARP-Refinance-MN.com