Do I qualify for the Harp 2.0, and if so who can I call? I have had no luck w/ BOA only because of lpmi.

Your problem is that you chose to use BofA. There are many investors that will accept the transfer of Lender paid MI. True, it can be a little more complicated, but the truth is the big banks don't want the hassle. All they want are the easy "cookie cutter" deals. Find a local Mortgage Banker/Broker in your area and work with them. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ Licensed in California and Arizona ~ www.LoansA2z.com 888-889-9950

BOA could probably do it if it were already their loan. The current loan must be a Fannie or Feddie or FHA loan dated before June1, 2009. You can check yourself at this website: https://www.knowyouroptions.com/loanlookup for Fannie, if it is Freddie there is a link on the same site. I could check your options and get it started for you. Contact me at pdumouchel@primelending.com or my website: http://pdumouchel.primelending.com - or check with other local offices, just be sure to tell them up front that you have LPMI