Do I qualify for fha?

Hello Larry, has your CH 13 been discharged or Dismissed? Also are you going to be moving to the new property you are purchasing? Fico is not an issue however the BK status is and also the occupancy, for more info please feel free to call or email Houtan.Hormozian@Crestico.com 949 242 5215

You would need to give a loan officer a full application. There is not enough information as the previous loan officer stated. You also will need permission from the court to obtain a loan.

I can definetly help guide you on the right path. Email: matt@approvemefha.com. There are a few questions that need to be answered and then we can guide you to a new home purchase.

I would say yes but you will not be able to close until you have 2 years w/bankruptcy discharged. Her score will need to be over 620 but that is an easy fix.......For more info you can contact me thru Lender 411. Carl

Larry,It sounds like you are still in your Chapter 13. That still may be OK. Although you will need the consent of your BK Judge. Your wife's score needs to come up 10 points for most lenders. That shouldn't be that hard to do. Most brokers have a program for their borrowers to make that happen.