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Do I qualify for a home loan?

Hi everyone! I was wondering if I can qualify for a loan on a home that’s worth $450k. My credit scores are Fico 682, Experian 677 and Equifax 676. I have the following debts currently: Car loan - $9,250 Amazon - $583 Personal loan - $1,375 Amex - $2,830 Capital One - $1,373 Navient - $63, 709 by wsnyder170 from Jacksonville Beach, Florida. Jan 6th 2022 Reply


Joe Metzler (JoeMetzler)
#1 ranked lender in Minnesota - 4,636 contributions

The only correct answer is that you need to make an application with a lender. Your scores are OK, we go by the monthly payment on your debt, not the debt balance, and there is no income information. Just apply with a local mortgage broker. Nothing to be scared about - Cambria Mortgage, NMLS 274132. I lend in MN, WI, IA, ND, SD. NMLS 274132

Jan 7th 2022
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