Do I have to go Fanny Mae on a refinance if I own 50% of my home?

No sir....you do not. You could go Freddie Mac. Going Fannie or Freddie would generally get you the best rate. Is there a reason you do not want a Fannie Mae backed loan? I might be able to assist. Please email me at joel@mortgageswj.com or call me at 214-295-2928 if you would like to discuss options. Thanks - Joel Dyke

Sir you can go Fannie or Freddie, if you have any questions feel free to. Call me at 9724662551 Aslam Mansoor Texas based lender Liberty Home Mortgage 9724662551

You can choose any loan product, but conventional using either Fannie Mae or Freddie Mac would have the lowest rates and fees.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

You can use any loan you desire, and qualify for. Generally speaking, most clean files, good credit, and a low loan-to-value (like yours) will always get your best deal by getting a standard Fannie Mae or Freddie Mac backed conventional loan. Lending in MN, SD, and WI - www.Minneapolis-Mortgage.net