do any HOAs prevent owners from renting as an investment

Depending on your CCN&Rs and your Community By Laws. also if you purchased your property in last 12 months as an owner occupied, you need check your mortgage paperwork to make sure there is no restrictions as far as renting your property.

Hi Oscar,Yes, they can depending on their owner-occupancy ratio.Best regards,Elva A. WormleyMortgage ConsultantOffice (408) 615-8500C2 Financial Corporation2845 Moorpark Avenue, Suite 209San Jose, CA 95128NMLS #331981 / BRE #01274093

Yes, it will depend on what the current ratio is between investors and owner occupied properties in the complex. However, not all HOA's are this way. To make sure you would need to check with the HOA management company directly or have your real estate agent find out.